{"id":5709,"date":"2024-09-18T13:03:52","date_gmt":"2024-09-18T13:03:52","guid":{"rendered":"https:\/\/mndrealestate.nl\/?p=5709"},"modified":"2024-09-18T13:03:52","modified_gmt":"2024-09-18T13:03:52","slug":"alle-subsidies-voor-het-aankopen-van-een-woning-op-een-rijtje","status":"publish","type":"post","link":"https:\/\/mndrealestate.nl\/en\/alle-subsidies-voor-het-aankopen-van-een-woning-op-een-rijtje\/","title":{"rendered":"Alle subsidies voor het aankopen van een woning op een rijtje"},"content":{"rendered":"

When buying a house in the Netherlands, there are a few benefits, tax deductions, and allowances you might be eligible for:<\/p>\n

Mortgage Interest Deduction<\/h2>\n

The interest you pay on your mortgage is tax-deductible, which means you can deduct it from your taxable income. This can significantly reduce your tax bill, making owning a home more affordable.<\/p>\n

National Mortgage Guarantee (NHG)<\/h2>\n

If you're buying a house under a certain price limit (around \u20ac355,000 in 2023), you can qualify for the National Mortgage Guarantee. This offers protection in case you're unable to pay your mortgage due to, for example, job loss or divorce. It may also result in a lower interest rate.<\/p>\n

Transfer Tax Exemption (Overdrachtsbelasting)<\/h2>\n

First-time homebuyers under the age of thirty-five can be exempt from paying the 2% transfer tax if the house costs less than \u20ac440,000 (in 2024). If you're over thirty-five or not a first-time buyer, you still need to pay the 2% tax.<\/p>\n

Loan for Energy-Efficient Renovations<\/h2>\n

If you plan to make your new home more energy-efficient, you might be eligible for subsidies or low-interest loans for energy-saving measures like insulation, solar panels, or heat pumps.<\/p>\n

Tax-Free Gift (schenking voor eigen woning)<\/h2>\n

You can receive a tax-free gift from parents or others for purchasing a house. In 2023, this can be up to \u20ac28,947 for those under forty (but this rule is expected to change in 2024, so it's good to double-check).<\/p>\n

Want to know more about this allowances and tax cuts? Contact us today!<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Als je een huis koopt in Nederland, zijn er enkele voordelen, belastingaftrekken en toeslagen waarvoor je mogelijk in aanmerking komt: Hypotheekrenteaftrek De rente die je betaalt op je hypotheek is fiscaal aftrekbaar, wat betekent dat je deze kunt aftrekken van je belastbaar inkomen. Dit kan je belasting aanzienlijk verlagen, waardoor het kopen van een huis … <\/p>\n