Good news for homeowners and buyers: making your home more sustainable is now immediately rewarded with a lower mortgage rate at ING.
As of April 30, ING has introduced an innovative pricing model for mortgages in which the energy label of a home plays a central role in the interest calculation. Where previously a discount was only given for energy label A or higher, the interest is now adjusted to the specific energy label, from G to A++++.
Who does this new model apply to?
The new pricing model applies to:
– Customers who take out a new mortgage with a fixed interest rate
– Customers who renew their fixed interest period
– Customers who increase their existing mortgage
– Customers who adjust their current mortgage with a new interest rate proposal
Direct benefit from sustainability
The great thing about this arrangement is that if you improve your energy label during the fixed interest period by taking sustainable measures, ING will automatically adjust the interest from the next month. The bank bases this on the new energy label as registered with the Netherlands Enterprise Agency.
Folkert van der Ploeg, Director of Housing at ING Netherlands, states: “We not only want to help our customers achieve energy efficiency, but also to live in a future-proof and comfortable way.”
Triple benefit for homeowners
By investing in the sustainability of your home, you benefit from:
1. Lower mortgage interest rate
2. Higher home value
3. Lower monthly energy costs
Sustainability: Where to start?
Are you considering making your home more sustainable to take advantage of this lower mortgage rate? At M&D Real Estate we are happy to help you make the right decisions for your specific situation.
For the actual implementation, we work together with our specialized partner **Labelbewust**. They transform your home with care and attention to detail, and are specialized in installing sustainable solutions such as solar panels and heat pumps. With Labelbewust, you not only invest in a better energy label, but also in a more comfortable and sustainable home.
Contact us
Do you want to know what this new mortgage scheme can do for you or are you curious about the possibilities for making your home more sustainable? Then contact our office for a free consultation.
*For more information about the sustainability options, you can also take a look directly at http://www.labelbewust.nl.