Just arrived? Start here
Before you can buy, a few things need to be in place. Getting them started early saves you months.
What to arrange before you start looking
A lot arrives at once when you have just moved. For buying a home, a few things are preconditions: registration with the municipality including a citizen service number, a Dutch bank account, and clarity about your employment contract and residence status.
Without that basis a lender cannot assess your application. It is worth setting those things in motion early, even if you do not yet know which city you want to live in.
In the meantime you can orient yourself on neighbourhoods and prices. We are happy to go through that with you, so you do not spend three months searching in a segment that turns out to be out of reach.
More about our guidanceThe order that works best
First the profile: where do you want to live, what type of home, and how much space do you actually need. Then the financing: what can you borrow and how much of your own money is needed for the additional costs. Only then start viewing.
That order sounds obvious but is often reversed. People who view first, fall in love with a property and start calculating afterwards almost always discover something does not add up. In a market where you have to act quickly, that costs you the house.
We guide you through every step and explain each document in English before you sign. Want to know whether we are a fit for your situation? Get in touch, no obligation.
Registration with the municipality, a BSN, a Dutch bank account and clarity about your employment and residence status.
No. Have the financing conversation first, otherwise you risk losing the property you want.
Yes, every document, before you sign anything.
New here and not sure where to begin?
One conversation is usually enough to know what your next step should be.