House prices stabilise: what does that mean for you as a buyer?

Good news for prospective buyers: house prices in September were almost unchanged on the month before. Year on year, prices are still rising, by 7 percent on average.

Price development in September

According to the latest figures from Statistics Netherlands and the Land Registry, prices of existing homes in September 2025 were on average 7.0 percent higher than in September 2024. But what stands out most: compared with August 2025, the price index for existing homes was unchanged in September. That points to the market stabilising.
Prices are currently 14.0 percent above the previous peak in July 2022. In September the average transaction price for an existing home was 489,072 euro.

A quarter more transactions than last year

The housing market remains active. The Land Registry recorded 21,934 transactions in September. That is almost a quarter more (24.5 percent) than a year earlier. In the first nine months of 2025 a total of 171,468 homes were sold, 17 percent more than in the same period last year.
That increase shows there is plenty of movement in the market and that buyers are taking their chances, despite higher prices.

Record number of transactions in the third quarter

Across the whole third quarter of 2025 the Land Registry recorded almost 62,600 transactions. That is the highest number since the pandemic period. What stands out most is that more flats were sold.
An interesting detail: a flat cost on average 85,000 euro less than a terraced or end-of-terrace house. Five years ago that difference barely existed. This price gap has arisen partly because investors mainly sold cheaper homes, which are relatively often flats.

Price differences by property type

Price development differs by type of home:

Flats became 2 percent more expensive than a year earlier and also 2 percent more expensive than the previous quarter
Other types (such as terraced and end-of-terrace houses) were 8 percent more expensive than last year and 3 percent more than the previous quarter

According to Matthieu Zuidema, housing market expert at the Land Registry, this difference is mainly because investors sold mostly cheaper homes. "If investors start selling less again, the average price rises faster," Zuidema says.

Regional differences remain large

Price growth differs sharply by region. In the third quarter the rise was largest in:

Groningen (10.9 percent)
Drenthe (10.3 percent)

The increase was lowest in North Holland (4.9 percent). Of the four largest cities, price growth was highest in Utrecht (7.8 percent), for the seventh consecutive quarter.

Only four municipalities left below 300,000 euro

House prices keep rising, and that shows clearly in the number of municipalities where you can still buy a home below 300,000 euro. Only four municipalities had an average price below that threshold last quarter:

Kerkrade (266,000 euro)
Brunssum (269,000 euro)
Heerlen (281,000 euro)
Pekela (290,000 euro)

That shows how scarce affordable homes have become in the Netherlands.

What does this mean for you as a buyer?

The month-to-month stabilisation of prices is good news. It suggests the very rapid rises of recent years may be coming to rest. Still, prices are up 7 percent year on year, so waiting to buy does not automatically mean you will pay less later.
Are you a first-time buyer? Then it is worth noting that flats have become relatively more affordable compared with other types. With investors selling rental homes, more flats are also becoming available to buyers.
Moving up? The current market offers opportunities for you too, particularly outside the big cities where price growth is a little more moderate.

Personal advice at M&D Real Estate

At M&D Real Estate we follow developments on the housing market closely. We understand that finding the right home at a fair price can be a challenge in this market.
Want to know what these developments mean for your particular situation? Or curious about the options in different regions and price brackets? Get in touch for a personal consultation.
Thinking about improving the energy performance of a newly bought home? Our partner Labelbewust can help make your home more efficient, which is good not only for the environment but also for your energy bill and the value of your property.
We are happy to help you make the right choices in this dynamic market.